Office Hours

Monday through Friday, by appointment only

 

Rates

Initial consultation call (15 min): free

Individual therapy (55-minute session): $160

Couples/family therapy (55-minute session): $185

 

Payment

Payment is due at time of service. When enrolling in services, your preferred debit/credit card will be kept on file through the secure online portal. Your card will be charged after each session. You are welcome to pay with Visa, MasterCard, Discover, American Express, or your HSA/FSA card. Please note, if you are using an HSA/FSA card for your sessions, you must put a secondary credit card on file for out-of-pocket expenses (services provided that are not covered by insurance). 

 

Cancellation Policy

When you schedule an appointment, that time is reserved especially for you. If you need to cancel or reschedule your session, I require at least 24 hours notice via email, telephone, or secure messaging through the client portal. Exceptions may be made for emergencies such as sudden illness or accidents, at my discretion. This policy allows me to offer the time slot to someone else who may want it. If less than 24 hours notice is given, the session is subject to a $100 fee. If the appointment is missed altogether without any notification (no-show), the full fee of the session ($160 or $185) will be charged to the card on file. Late cancellation and no-show fees are not covered by insurance or FSA/HSA cards. If you are using an FSA/HSA card for session payments, a secondary credit card is required to be kept on file. 

 

Insurance

I am currently an out-of-network (OON) provider with all insurance companies. If you are seeking your own reimbursement through your health insurance, I am happy to provide you with a monthly superbill. Superbills will be sent through my secure online portal at the end of each month. This is not a guarantee that your insurance carrier will provide reimbursement. Please note, I am not able to work with clients with Medicaid or Medicare, regardless of whether you plan to utilize your insurance for sessions. 

 

All clients are responsible for knowing their out-of-network coverage. I encourage you to contact your insurance carrier to understand your OON benefits prior to scheduling an appointment. Here are some useful questions to ask your insurance when determining your benefits:

 

1. What are my out-of-network benefits for outpatient mental health therapy? Are telehealth (video) sessions covered?

2. Do I have a deductible for outpatient mental health? What is the amount? How much have I already met this year?

3. What is my financial responsibility for sessions?

4. Is there a limit for number of sessions allowed?

5. Do I need a referral?

6. How do I submit claim forms for reimbursement?

7. How long will reimbursement take?

 

If your insurance carrier needs my provider information to verify your benefits:

Maria Perozzi, LMFT

License: 0717001307

NPI: 1326468273

 

Why see an out-of-network therapist? Seeking providers who are only in-network with your insurance carrier can limit your options in finding the right provider for you, especially if you are seeking more specialized services.

 

There are third-party services who help with OON claim submission and reimbursement processes such as Reimbursify or Thrizer Please note that I am not associated with either of these services and cannot guarantee their outcomes. 

 

Good Faith Estimate

In compliance with the No Surprises Act that went into effect January 1, 2022, all healthcare providers are required to notify clients of their federal rights and protections against potential “surprise billing.”

 

This Act requires that providers notify you of your federally protected rights to receive a notification when services are rendered by an out-of-network provider, if a client is uninsured, or if a client elects not to use their insurance (self-pay client). Additionally, providers are required to give you a Good Faith Estimate (GFE) of the cost of services. This includes details of expected charges when you schedule or request an estimate for services. If a service is scheduled at least three business days in advance, the estimate must be provided within one business day. If scheduled or requested at least ten business days in advance, the estimate must be given within three business days. This estimate is NOT a bill, but shows the expected costs based on known information, excluding any unforeseen expenses. If the billed amount exceeds the estimate by $400 or more, you may be eligible to dispute the bill. 

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As you may anticipate, it is difficult to determine the length of treatment for mental health care. Each client has different needs and goals for treatment. Ultimately, each client has a right to decide how long they would like to participate in mental health care. The Good Faith Estimate will include a detailed fee schedule for the services typically offered by your therapist.

 

For questions or more information about your right to a Good Faith Estimate and this federal requirement, visit www.cms.gov/nosurprises.